Employee Page 

Disability Insurance

     Subject to plan requirements, full-time employees are eligible to purchase short and long-term disability insurance through UNUM. This is a voluntary program and 100% of the premium is paid for by the employee. This insurance is designed to help protect your income against the financial impact of a short or long-term disability resulting from an accident or illness. Employees can purchase protection up to 60% of their monthly income.

 

     As employees of the Company, you will receive favorable group premium rates that may not be available if you purchased coverage on your own. Premiums are based on age, salary and smoking habits and are paid through payroll deductions. For more information regarding disability insurance, please consult with the Office Manager.

Voluntary Life and AD&D Insurance

     Subject to plan requirements, full-time employees are eligible to purchase life and AD&D (accidental death and dismemberment) insurance through UNUM. This is a voluntary program and 100% of the premium is paid for by the employee. Premiums are based on age and smoking habits and are paid through payroll deductions. Through this program, the policies are individually owned, which means you can continue the coverage if you change jobs or retire. For more information regarding these plans, please consult with the Office Manager.